Why Should You Have Renters Insurance?
The answer is simple: you sleep better at night and feel better when you are away.
Often, renters don’t realize that the owner/landlord has insurance for the building but what is inside your walls is not covered unless you insure it yourself.
It doesn’t matter if you’re renting an apartment, a condo, or a home – most likely, your landlord’s policy is not going pay for that beautiful plasma TV or any other furniture or personal items in the event of theft or other common types of loss, such as fire.
If it’s inside your walls, it’s yours, and you need to protect it. In today’s world we all tend to accumulate possessions, and the value of contents can add up very quickly. Making sure you have sufficient coverage can help you get back on track a whole lot easier than if you try to go it alone. You’ve worked too hard for what you have to lose it all in moment’s notice. Let us take the risk.
The experts at SMD Insurance are just a click away. Don’t wait another minute – get a free renters or condo quote today!
Put SMD Insurance to work for you! Ask about our discounts and special programs. Many discounts are available on renters policies, especially for certain safety features such an interior and/or exterior sprinkler system.
Renters policy coverage, sometimes called “apartment insurance,” not only protects personal property like your TV, furniture, and clothing from a variety of losses, but can also include liability coverage which could help if someone is accidentally injured on the property due to negligence, such as slipping on a wet floor in the kitchen.